Cash flows

The following table below provides our consolidated cash flows for 2018 and 2019:

KZT mln 2019 2018 Change %
Net cash flow from operating activities 123,801 629,161 (505,360) -80.3%
Adjusted cash flows from operating activities 988,251 801,113 187,138 23.4%
Net cash flows (used in)/ from investing activities (319,562) 991,081 (1,310,643) -132.2%
Net cash flows (used in)/from financing activities (270,371) (1,520,368) 1,249,997 -82.2%
Effects of exchange rate changes (14,985) 179,467 (194,452) -108.3%
Change in allowance for expected credit losses (279) (98) (181) 184.7%
Net change in cash and cash equivalents (481,396) 279,243 (760,639) -272.4%
Net change in cash and cash equivalents, USD mln (1,257) 809 (2,067) -255.4%
Cash movement, USD mln