Cash flows
The following table below provides our consolidated cash flows for 2018 and 2019:
| KZT mln | 2019 | 2018 | Change | % |
|---|---|---|---|---|
| Net cash flow from operating activities | 123,801 | 629,161 | (505,360) | -80.3% |
| Adjusted cash flows from operating activities | 988,251 | 801,113 | 187,138 | 23.4% |
| Net cash flows (used in)/ from investing activities | (319,562) | 991,081 | (1,310,643) | -132.2% |
| Net cash flows (used in)/from financing activities | (270,371) | (1,520,368) | 1,249,997 | -82.2% |
| Effects of exchange rate changes | (14,985) | 179,467 | (194,452) | -108.3% |
| Change in allowance for expected credit losses | (279) | (98) | (181) | 184.7% |
| Net change in cash and cash equivalents | (481,396) | 279,243 | (760,639) | -272.4% |
| Net change in cash and cash equivalents, USD mln | (1,257) | 809 | (2,067) | -255.4% |